Automate your
financial admin.

Track every invoice automatically.

and never miss a tax deadline again.

Zero Finance gives solopreneurs a USD business account with AI-powered bookkeeping, automatic expense tracking, and smart tax reminders—all in one place.

https://0.finance/dashboard
Business • USD

$25,109.42

Available balance

Inbox

Total Pending

12

Requires Action

4

Auto-Processed

23

Total Value

$8,468

🚨 Q4 2024 Tax Filing Reminder

Your quarterly tax payment is due on July 31st. Based on your income this quarter ($32,159), estimated tax: $4,823. File Form 1040-ES to avoid penalties.

Urgent
Due in 15 daystaxquarterly-filing

Invoice Sent: Web Design Project - $3,500

Invoice #INV-2024-047 sent to TechStartup Inc. for responsive website redesign. Payment terms: Net 30. Auto-reminder scheduled for July 25th.

Sent
$3,500 USDSent 2 days agoinvoiceTo: billing@techstartup.com

✅ Expense Auto-Categorized: AWS Services - $127.43

Monthly AWS hosting bill automatically categorized as "Cloud Services" for tax deduction. YTD cloud expenses: $1,529.16

Auto-filed
$127.43Todaycloud-servicesdeductible

Deel - ID Verification Needed

Your government-issued ID on file will expire in 14 days. Upload a new valid ID and selfie to keep withdrawing funds.

90%
Jul 8, 2025From: alicia@deel.support

Coffee Meeting Receipt - $18.50 (Pending Review)

Starbucks receipt from client meeting. Add meeting notes to qualify as business expense deduction.

Needs info
$18.50Yesterdayneeds-review

Cash on Hand

$25,109

Available now

Amounts Owed

$7,050

3 invoices pending

Monthly Revenue

$32,159

+12% from last month

Tax Filing Due

Q4 2024

Due in 15 days!

📋 Important Items Requiring Your Attention

  • Q4 2024 tax filing due in 15 days - estimated tax: $4,823
  • 3 invoices overdue by 30+ days - total: $2,800
  • Business insurance renewal needed by end of month

5+ hours

saved per week

1000+

solopreneurs

4-8%

APY on idle cash

Your AI Financial Assistant

Let AI handle the tedious work while you focus on growing your business

Easy Global Payments

Send and receive USD via ACH or IBAN, from anywhere

Invoice Automation

AI auto-fills your invoices and payment links

Effortless Bookkeeping

Categorize expenses and reconcile payments instantly

Smart Savings

Automatically earn 4-8% interest on idle cash

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Automated Follow-Ups

No more chasing payments—Zero Finance gently reminds your clients for you. Set it and forget it with customizable reminder schedules.

  • Polite payment reminders
  • Customizable reminder schedules
  • Track payment status in real-time

Instant Insights

Get clear, real-time insights into your financial health. Understand your cash flow, track expenses, and optimize your earnings.

  • Real-time financial dashboard
  • Tax-ready expense reports
  • Cash flow predictions
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Auto-Categorization

AI automatically categorizes every transaction for perfect bookkeeping. Tax-ready reports generated instantly with accurate expense tracking.

  • Smart expense categorization
  • Tax-optimized tracking
  • One-click expense reports

Always One Question Away

Your AI CFO is coming soon. Ask any financial question and get instant, actionable insights about your business finances.

  • Natural language queries
  • Personalized financial advice
  • Proactive insights & alerts
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Built for Solopreneurs

Tailored for independent business owners, creators, and freelancers who value their time. No complexity, just smart, simple financial automation.

Bank-Level Security

Your funds are protected with enterprise-grade security and encryption.

Save 5+ Hours Weekly

Automate repetitive tasks and focus on what matters—growing your business.

Simple, Transparent Pricing

No hidden fees. Pay only for what you use with clear, upfront pricing.

"Zero Finance saves me hours every week. More time to build, less time on admin."

— Sarah Chen, Freelance Designer

Everything You Need, Nothing You Don't

A complete financial toolkit designed for solo business owners

Global Bank Accounts

Get paid globally with ACH and IBAN payment details.

Live

Credit/Debit Cards

Physical and virtual cards for easy spending worldwide.

Coming Soon

Maximize Idle Cash

Earn more on your balance with automated high-yield strategies.

Alpha

Auto-Fill Invoices

Create and send invoices in seconds with AI-powered data entry.

Coming Soon

Automated Invoice Chasing

Let personalized LLM messages follow up on unpaid invoices for you.

Coming Soon

Automated Tax Set-Aside

Automatically reserve a percentage of your income for taxes.

Coming Soon

Ready to Automate Your Finances?

Join thousands of solopreneurs who've simplified their financial operations

Backed by

Zero Financefinance

the bank account that chases invoices and fills tax buckets automatically

Legal

  • Coming soon

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