the ai bank account

we're building a bank account for the ai world. the goal: get to 0 finance tasks. today: access to an iban or ach account, easy interfaces to manage your money, and 5-10% savings accounts on idle balance.

join hundreds of users getting onboarded into the future of banking

https://0.finance/dashboard

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Smarter banking

Everything you need to run your business efficiently and save more, with none of the complexity.

Global Banking

Receive USD and EUR payments from anywhere in the world. One account, multiple currencies, zero complexity.

  • US bank account with routing number
  • European IBAN for EUR payments
  • Instant conversion to stablecoins

Smart Allocations

Automatically set aside money for taxes and expenses. Never be caught short when tax season comes.

  • Automatic tax reservations
  • Custom allocation percentages
  • Full control over transfers

Invoicing

Create, send and track professional invoices with multiple payment options including crypto and fiat.

  • Professional invoice templates
  • Multiple currency support
  • Payment tracking & notifications

Expedited onboarding

$50

One-time fee

  • Personalized setup assistance to get your account running

  • Advice to help you pay the lowest transfer fees

  • Strategies to maximize your yield and optimize returns

8%APY on idle assets
Our high-yield vault is currently inearly access

Not ready to fully commit, but want to stay in the loop?

Stay tuned for updates.

Main

Managing finances shouldn't feel like this

Managing personal finances usually means manually invoicing, allocating taxes, and trying to earn yield on idle cash. Traditional banks and apps don't handle this complexity well, leading to repetitive, tedious tasks.

zero finance is a new type of bank account built with AI agents and crypto rails, designed specifically to automate these daily financial tasks for you—from invoicing and tax allocations to yield strategies and compliance.

It's not another budgeting app, and it doesn't connect to your existing bank—it is your bank account.