the ai bank account
we're building a bank account for the ai world. the goal: get to 0 finance tasks. today: access to an iban or ach account, easy interfaces to manage your money, and 5-10% savings accounts on idle balance.
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Smarter banking
Everything you need to run your business efficiently and save more, with none of the complexity.
Global Banking
Receive USD and EUR payments from anywhere in the world. One account, multiple currencies, zero complexity.
- US bank account with routing number
- European IBAN for EUR payments
- Instant conversion to stablecoins
Smart Allocations
Automatically set aside money for taxes and expenses. Never be caught short when tax season comes.
- Automatic tax reservations
- Custom allocation percentages
- Full control over transfers
Invoicing
Create, send and track professional invoices with multiple payment options including crypto and fiat.
- Professional invoice templates
- Multiple currency support
- Payment tracking & notifications
Expedited onboarding
$50
One-time fee
Personalized setup assistance to get your account running
Advice to help you pay the lowest transfer fees
Strategies to maximize your yield and optimize returns
Not ready to fully commit, but want to stay in the loop?
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Managing finances shouldn't feel like this
Managing personal finances usually means manually invoicing, allocating taxes, and trying to earn yield on idle cash. Traditional banks and apps don't handle this complexity well, leading to repetitive, tedious tasks.
zero finance is a new type of bank account built with AI agents and crypto rails, designed specifically to automate these daily financial tasks for you—from invoicing and tax allocations to yield strategies and compliance.
It's not another budgeting app, and it doesn't connect to your existing bank—it is your bank account.