Turn idle cash into headcount

Your idle cash could hire your next engineer

Get 8% APY on treasury funds without leaving your current bank . Open US or EU account numbers, wire USD EUR or USDC, we place funds into vetted yield with defined insurance coverage, you withdraw any time.

0.finance/dashboard
Total Balance
$2,480,930.22
+$679.45 today (8% APY)
Monthly Yield
$20,674.42
Recent Transactions
Wire from Chase •••• 1234+$500,000.00
Daily yield earned+$679.45
ACH to vendor-$12,500.00
Quick Actions
Wire Transfer
Routing
021000021
Account
1234567890
Corporate Card
Limit: $25,000/day
Manage limits →
Send Payment
ACHSEPAUSDC

Simple as any savings account

Connect → Sweep → Earn

1

Connect your bank

Link Mercury, Brex, or any bank via Plaid. Set your operating balance threshold.

2

Auto-sweep idle cash

Funds above your threshold automatically sweep to earn 8% APY. No manual transfers.

3

Connect your bank

Link Mercury, Brex, or any bank via Plaid. Set your operating balance threshold.

Visa

Product features

What's Inside Your Account

8% APY - Insured

We provide insurance coverage on 8% annual yield through our partnership with Chainproof. Yield opportunities are carefully vetted but as with any investment, returns cannot be guaranteed. Your capital is protected through our insurance program.

Instant Global Banking

Open US and EU bank accounts in seconds. Get ACH routing numbers and SEPA IBANs instantly linked to your wallet for seamless fiat-crypto operations.

Corporate Cards

Spend directly from your balance anywhere in the world. Built-in spend management, real-time controls, and instant settlement from your USDC holdings.[Coming soon]

Visa

Complete Self-Custody

Email-type login for easy access. Your funds are secured on-chain for institutional-grade protection. Your keys, your control.

Privy×Safe

Ready to earn 8% on your startup's fund?

Join startups securing their future with insured yield opportunities.

$1M+ Platform - Leading startups are committing over $1M to earn insured yields on their treasury.